Buyer Tips

Feb. 7, 2018

Radon: Testing the Air Quality in your home

Real Estate Home Inspection: Radon TestingWhether you own your own home or rent a house or apartment here in coastal Maine (or anywhere), you should be aware of the air quality in your living space.  Specifically, the presence of radon gas can be a health hazard.  Like most hazards in the home, radon ...

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Posted in Buyer Tips, Seller Tips
Nov. 30, 2017

FAQ: Home Loan Pre-qualification vs. Pre-approval

What does it mean when your real estate brokers asks if you are qualified or pre-approved for a home loan?

Getting a home loan can be cumbersome. Finding right loan product and lender can be confusing to first time buyers as well as to seasoned buyers. We want to help ...

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Nov. 28, 2017

FAQ: Amortized Loan Vs. Fixed Rate Loan

What does it mean when the lender asks if you want an adjustable rate or fixed rate mortgage?

Getting a home loan can be cumbersome. Finding the rate loan can be confusing to first time buyers as well as for seasoned buyers. We want to help make getting and understanding ...

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June 25, 2017

Where Do Sellers Get the Listing Price for a House?


Question: "I have been looking at houses for sale in coastal Maine, and I see that most of them include a listing price for the property. How do the sellers come up with the listing price for a home, and is it always negotiable?"

Let me start with the ...

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June 17, 2017

Common FHA Appraisal Red Flags


FHA financing currently allows home buyers to purchase a home with 3.5% down. This is a great opportunity for buyers to get into a home with a small down payment however these FHA loan product comes with more restrictive appraisal guidelines than conventional loans. 

We meet many ...

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May 12, 2017

Benefits of Getting Pre-Approved for a Home Loan in Midcoast Maine

During the mortgage pre-approval process, a mortgage lender will review your financial situation to determine whether or not you’re qualified for a loan. If you do appear to be qualified, they’ll also give you a maximum amount they are willing to lend. It’s a worthwhile process for several reasons.

Benefits of getting pre-approved for a home loanHere ...

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May 8, 2017

House Hunting in Midcoast Maine: 10 Tips for a Smoother Home Search

House hunting in Midcoast Maine is one of the most exciting parts of the home buying process. But it’s also where a lot of first-time and repeat buyers make mistakes. Without a solid plan in place, the house hunting process can be a lot of effort with little reward. That’s ...

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March 12, 2017

A Couple Basics of Buying a Financial Distressed Home

A Couple Basics of Buying a Financial Distressed Home

Foreclosure is an unfortunate experience for the homeowners who are involved in the process. Nobody wants to lose their home. But it also represents a unique investment opportunity for home buyers. In fact, buying a financially distressed home often means that you can get the ...

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